Wise Finance Insights: Building Wealth with Coinlyt

20 January 2026

The Pros and Cons of Target-Date Funds for Retirement

Let’s face it—retirement planning is about as exciting as watching paint dry. Unless, of course, that paint came with a built-in robot that manages your money and promises you a nap on a...

19 January 2026

Understanding Momentum Investing and How to Use It

If you`ve ever watched a stock just keep climbing — like it’s got rocket fuel — and thought, “I should’ve gotten in on that,” then you`re already thinking like a momentum investor....

18 January 2026

Anchoring in Finance: How Preconceived Numbers Affect Your Investments

Let’s say you hear your buddy scored Apple stock at $95 a share a few years ago. You`re looking at that same stock now, priced over $180. You hesitate. You think to yourself, “Man, I`m late to...

17 January 2026

Navigating the Financial Risks Associated with Pension Plan Withdrawals

Retirement is supposed to be a time for relaxation, travel, and enjoying the fruits of your labor. However, one wrong move with your pension withdrawals, and you could be facing financial...

16 January 2026

Explaining the Generation-Skipping Transfer Tax in Estate Planning

Let’s face it: estate planning can feel like trying to put together a 5,000-piece puzzle—super confusing and totally overwhelming if you’re not well-versed in legalese. But don’t worry; we�...

15 January 2026

How to Make Smart Financial Decisions During a Recession

Let’s face it—recessions are tough. They can feel like you`re trying to walk through a storm with no umbrella. Jobs become scarce, markets become a rollercoaster, and suddenly, every dollar...